Home Insurance

Protect the home that you love

We compare coverage options from our trusted partners.

Protecting Your Home

Home insurance may help protect the place you call home. Policy coverages vary and may often include coverage for the structure and personal belonging. Our licensed insurance agents can help find coverage for different types of residences.

Homeowners

Condominiums

Commercial Properties

Rental Properties

Renters Insurance

What is Covered?

Standard homeowners and renters insurance policies may cover these unexpected incidents. They typically do not cover damages caused by wear or tear, earthquakes, or floods. Additional coverage may be necessary.

Sudden Fire

Burglary

Vandalism

Falling Objects

Water Damage From Burst Pipes

Collapse Under Weight of Snow and Ice

What is Covered?

Factors That can Potentially Impact Your Rate

Credit Score

Credit history can impact your rate. Those with better credit may pay less while those with poor credit may pay more.

Location

Your location is used when calculating your premium. If your residence is in an urban area with higher crime rates, you may pay more than someone who lives in a rural area with lower crime rates.

Size of Home

Your residence's size will impact premium costs. Larger homes with more square footage may mean a higher premium.

Optional coverages

If you have a mortgage, your lender may require you to carry certain types of coverages for a specific amount as part of your contract with them. If you own, you may have more flexibility to customize coverages.

Level of Coverage

The coverage limits you choose may impact your total cost. There are many factors to consider when choosing coverage limits such as replacement costs for your property and personal belongings. Talking it through with one of our licensed insurance agents may help you pick the right coverage levels for you.

Deductible

The deductible is the amount of money you may have to pay out of pocket in the event of a claim. Generally, a higher deductible will result in a lower premium. Make sure you choose a deductible amount you can afford.

Home Condition

Some insurance companies may require a home inspection as part of their process to write or renew a policy. Their assessment may be used to determine premium price.

Previous Claims

Insurers may consider any previous claims made on homeowners or renters policies to determine risk. Even weather-related claims may impact premium rates.

Other Risks to Your Property

Where you live may play a significant role in calculating your insurance premiums. Weather patterns, age of you residence, and population size may impact rates.

Cost of Construction and Materials

The economy can have an impact. Rising costs of material and labor may lead to higher rates. Insures take these costs into consideration when determining possible replacement costs in case of a covered claim.

See Your Rate

New to Home Insurance? Here is What to Expect

Customized Home Quote

Our licensed insurance agents are relentless in finding the best affordable options for you.

Backed by years of industry experience, we help make buying insurance easy, fast, and simple.

Discounts and
Savings

We'll make sure you get every discount for which you qualify. Common homeowners and renters insurance discounts include:

Multi-policy
Gated community
Safety
New home
Married
Higher deductible
And much more!

Optional
Coverages

Some insurers may offer additional coverage for the following:

Living expenses
Debris Removal
Food spoliage
Emergency removal services and repairs
And More

Our licensed insurance agents will discuss available options and discounts during your home quote.

Call an Agent

Home Insurance FAQ

Do I need homeowners or renters insurance?

Homeowners and renters insurance may not be required by law. However, a lender or landlord may require homeowners or renters as part of their contract.

Can you help me shop for a policy in my state?

Yes! We can shop and quote for homeowners or renters policies in all 50 states.

Do you offer bundles for home insurance?

We'd be happy to look into that for you. If you have personal auto insurance or another type of insurance and would like to bundle it with homeowners or renters insurance, we can help you see what may be available.

How do I change my insurance company?

If you are unsatisfied with your current policy or are interested in seeing what else may be available to you, we can hlep you shop around.

See All FAQ

Protecting Customers Since 1980

Read what customers are saying about our service.

Fastest and easiest platform to purchase insurance. Honest up front about all charges and very nice and friendly when it came to customer service.I would recommend this agency to everyone needing a no hassle policy.Thanks again guys, look forward to a long and trusting relationship

Oscar E.

Nick helped me get an affordable policy with roadside assistance in less than 10 minutes! This was the easiest process I have ever had while purchasing anything. There is also an app you can download which makes everything even more convenient.

D E.

If I could give more stars Maria most definitely deserves them. I had an issue with my plate sticker and needed to get insurance. She was so friendly, patient, and helpful she gave me options that I didn't know I had and it was just what I needed. She guided me through everything and gave me all her attention...

Jennifer F.

I spoke with Crystal Thomas today and I was very very pleased with the service she provided. She needs a raise at this point. Loved the experience and went above and beyond to help with further questions that had nothing to do with the point of the call.

Jerri B.

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